Best Cash Back Cards for Gas

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Updated Oct 29, 2026 · Written by Cash Back Specialist Editors · Reviewed by: reviewer to be added · How we rate cards

Short answer: The Blue Cash Everyday and Blue Cash Preferred both pay 3% at U.S. gas stations (the Everyday on up to $6,000 a year, then 1%). The U.S. Bank Cash+ lets you choose gas stations and EV charging as a quarterly category. A flat 2% card is the fallback for gas bought anywhere.

Gas cards compared

Card Rewards on everyday spending Annual fee Welcome offer
Blue Cash Everyday 3% at U.S. supermarkets, 3% on U.S. online retail purchases and 3% at U.S. gas stations, each on up to $6,000 a year in purchases, then 1% $0 Not verified yet: check the issuer’s current terms
Blue Cash Preferred 6% at U.S. supermarkets on up to $6,000 a year in purchases, then 1% $0 intro annual fee for the first year, then $95 Not verified yet: check the issuer’s current terms
Cash+ 5% on your first $2,000 in combined eligible purchases each quarter in two categories you choose $0 $200 rewards bonus after $1,000 in eligible purchases within the first 90 days (U.S. Bank called it limited-time)
Active Cash Unlimited 2% cash rewards on purchases $0 $100 cash rewards bonus after $500 in purchases in the first 3 months

3% at U.S. gas stations, no annual fee

Blue Cash Everyday® Card from American Express

Annual fee $0
Rewards
  • 3% at U.S. supermarkets, 3% on U.S. online retail purchases and 3% at U.S. gas stations, each on up to $6,000 a year in purchases, then 1%
  • 1% on other eligible purchases
Welcome offer Not verified yet: check the issuer’s current terms
Intro APR Not verified yet: check the issuer’s current terms
Regular APR Not verified yet: check the issuer’s current terms
Foreign transaction fee 2.7% of each transaction after conversion to U.S. dollars

See rates & fees on American Express's site

Terms checked on American Express’s site on Oct 29, 2026. Offers change; confirm the current rates and fees before you apply.

3% at U.S. gas stations plus 6% groceries

Blue Cash Preferred® Card from American Express

Annual fee $0 intro annual fee for the first year, then $95
Rewards
  • 6% at U.S. supermarkets on up to $6,000 a year in purchases, then 1%
  • 6% on select U.S. streaming subscriptions
  • 3% at U.S. gas stations and 3% on transit
  • 1% on other eligible purchases
Welcome offer Not verified yet: check the issuer’s current terms
Intro APR Not verified yet: check the issuer’s current terms
Regular APR Not verified yet: check the issuer’s current terms
Foreign transaction fee 2.7% of each transaction after conversion to U.S. dollars

See rates & fees on American Express's site

Terms checked on American Express’s site on Oct 29, 2026. Offers change; confirm the current rates and fees before you apply.

Choose gas as a 5% or 2% category each quarter

U.S. Bank Cash+® Visa Signature® Card

Annual fee $0
Rewards
  • 5% on your first $2,000 in combined eligible purchases each quarter in two categories you choose
  • 2% on one everyday category you choose each quarter, such as gas stations and EV charging, grocery stores or restaurants
  • 1% on all other eligible purchases
Welcome offer $200 rewards bonus after $1,000 in eligible purchases within the first 90 days (U.S. Bank called it limited-time)
Intro APR 0% intro APR on purchases and balance transfers for the first 15 billing cycles
Regular APR Not verified yet: check the issuer’s current terms
Foreign transaction fee Not verified yet: check the issuer’s current terms

See rates & fees on U.S. Bank's site

Terms checked on U.S. Bank’s site on Oct 29, 2026. Offers change; confirm the current rates and fees before you apply.

2% everywhere, including warehouse-club gas

Wells Fargo Active Cash® Card

Annual fee $0
Rewards
  • Unlimited 2% cash rewards on purchases
  • No categories to track; rewards don't expire while the account is open
Welcome offer $100 cash rewards bonus after $500 in purchases in the first 3 months
Intro APR 0% intro APR for 12 months from account opening on purchases and qualifying balance transfers (balance transfers made within 120 days)
Regular APR 18.74%, 24.74% or 28.74% variable APR after the intro period
Foreign transaction fee 3% of each foreign transaction converted to U.S. dollars

See rates & fees on Wells Fargo's site Read our full review

Terms checked on Wells Fargo’s site on Oct 29, 2026. Offers change; confirm the current rates and fees before you apply.

How much does 3% on gas add up to?

At $200 a month on gas, 3% earns $72 a year and 2% earns $48, a $24 difference. Gas rewards matter most when combined with a strong grocery or everyday rate on the same card.

Rotating 5% gas quarters

Chase Freedom Flex’s 5% categories for July to September 2026 included gas stations, public transit and EV charging. Gas isn’t a Q4 2026 category. See the 5% category calendar.

Also check your gas station’s own loyalty program and fuel rewards from grocery stores; I Need Coupons covers store programs in its loyalty program guide.

Frequently asked questions

What's the best no-annual-fee card for gas?

Among cards we checked on Oct 29, 2026, the Blue Cash Everyday pays 3% at U.S. gas stations on up to $6,000 a year in purchases, then 1%, with no annual fee.

Do warehouse club gas stations count as gas stations?

It depends on how the merchant is coded and on the card's terms. Check your issuer's rewards terms; a flat 2% card earns the same everywhere.

Sources